Guide to Buying Your First Home

Buying your first home is considered one of the biggest milestones. With a little but of planning, you will get the home that is right for you!

Determine What You Can Afford

  • What is a Mortgage Pre-Approval?
  • What are the benefits of a PreApproval?
  • What goes into a Mortgage PreApproval?
  • TDS/GDS Ratios
  • Different types of lending options?

Starting Your Search

  • What are your housing goals?
  • What is your timeline?
  • Neighbourhood and surrounding areas
  • Functionality of home
  • Are you ready to commit?

Elements of an Offer

  • Price
  • Deposit
  • Conditions
  • Chattels and Fixtures
  • Closing day

Offer Results

  • What is a multiple offer situation?
  • What is a pre-emptive offer?
  • What happens if the offer is:
  • Accepted? Rejected? Countered?

Common Closing Costs

  • Home inspection
  • Lawyer fees
  • Home insurance
  • Property taxes
  • Land transfer tax

Latest News

Latest updates in Durham Region!

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Ajax Deep Dive

Check out our latest video on the Town of Ajax! We took a stroll throughout the city to showcase some familiar sites. Check it out by clicking the link below!

  • Andrew Irani
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Charing Cross Condos

Amazing pre-construction condos located in North Oshawa! Be sure to check it out whilst inventory is available! Check it out by clicking the link below today!

  • Andrew Irani
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Trebilcock Coffee Roasters

We had a great time checking out Trebilcock Coffee Roasters in Pickering and learning about their process.

  • Andrew Irani
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