Guide to Buying Your First Home

Buying your first home is considered one of the biggest milestones. With a little but of planning, you will get the home that is right for you!

Determine What You Can Afford

  • What is a Mortgage Pre-Approval?
  • What are the benefits of a PreApproval?
  • What goes into a Mortgage PreApproval?
  • TDS/GDS Ratios
  • Different types of lending options?

Starting Your Search

  • What are your housing goals?
  • What is your timeline?
  • Neighbourhood and surrounding areas
  • Functionality of home
  • Are you ready to commit?

Elements of an Offer

  • Price
  • Deposit
  • Conditions
  • Chattels and Fixtures
  • Closing day

Offer Results

  • What is a multiple offer situation?
  • What is a pre-emptive offer?
  • What happens if the offer is:
  • Accepted? Rejected? Countered?

Common Closing Costs

  • Home inspection
  • Lawyer fees
  • Home insurance
  • Property taxes
  • Land transfer tax

Latest News

Latest updates in Durham Region!

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November 2023 Durham Region Monthly Real Estate Analysis

November 2023 Durham Region Monthly Real Estate Analysis

  • Andrew Irani
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(2023) Durham Region Christmas Markets and Festivals 

As the Christmas seasons approaches, Durham Region is gearing up to transform into a winter wonderland. What better way to enjoy it than attending one of the local Durham Region Christmas Markets? With a lineup of dazzling floats, music, and even the grand appearance of Santa Claus himself, this year’s Christmas events will promise to […]

  • Andrew Irani
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Durham Region Housing Stats – October 2023

Staying informed about the latest statistics is crucial for making well-informed decisions.  The Durham Region Housing Stats are out for October 2023. The real estate market in Durham has continued to captivate investors and homebuyers, offering a diverse range of housing options.  With the arrival of November, the region’s real estate statistics paint a compelling picture […]

  • Andrew Irani
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