Guide to Buying Your First Home

Buying your first home is considered one of the biggest milestones. With a little but of planning, you will get the home that is right for you!

Determine What You Can Afford

  • What is a Mortgage Pre-Approval?
  • What are the benefits of a PreApproval?
  • What goes into a Mortgage PreApproval?
  • TDS/GDS Ratios
  • Different types of lending options?

Starting Your Search

  • What are your housing goals?
  • What is your timeline?
  • Neighbourhood and surrounding areas
  • Functionality of home
  • Are you ready to commit?

Elements of an Offer

  • Price
  • Deposit
  • Conditions
  • Chattels and Fixtures
  • Closing day

Offer Results

  • What is a multiple offer situation?
  • What is a pre-emptive offer?
  • What happens if the offer is:
  • Accepted? Rejected? Countered?

Common Closing Costs

  • Home inspection
  • Lawyer fees
  • Home insurance
  • Property taxes
  • Land transfer tax

Latest News

Latest updates in Durham Region!

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Durham Region Compost giveaway days 2025

The arrival of spring marks the beginning of gardening season. The region of Durham offers free compost and mulch give away events. Adding compost to your garden helps improve the balance of soil nutrients. Mulch is used for moisture retention and weed suppression. The events are held in the spring and run from April 26 […]

  • Andrew Irani
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(2024) Durham Region Christmas Markets and Festivals

As the Christmas seasons approaches, Durham Region is gearing up to transform into a winter wonderland. What better way to enjoy it than attending one of the local Durham Region Christmas Markets? With a lineup of dazzling floats, music, and even the grand appearance of Santa Claus himself, this year’s Christmas events will promise to […]

  • Andrew Irani
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Durham Region Canada Day Events 2024

Canada day is a time for celebration across the nation, and Durham Region is no exception. In 2024, Canada will be turning 157 years old, and there’s plenty to celebrate!   Durham region has a rich tradition of celebrating Canada Day. Over the years, these celebrations have grown from modest community gatherings to large scale […]

  • Andrew Irani

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